The Best Stock Investing Advice For Beginners (HOW TO GET STARTED)

If you're a beginner investor, Tatiana and I have the best stock investing advice for you.

I believe that investing in the stock market is one of the best ways to gain investment experience.

However, it's important that you invest your money wisely so that you don't make bad investment decisions.

I've been investing for many years now. I've built a $3.5 million dollar investment portfolio personally. If you want to know how to get started investing so that you can secure your financial future, keep reading!

Watch the video below:

(Click here to watch on YouTube)

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Investing is a long-term game.

I am a long-term investor, meaning that I make conservative investment decisions. I believe that anyone can build a multi-million dollar portfolio if they adopt a long-term approach to investing. The earlier you start investing, the sooner you can create financial freedom.

My fiancée Tatiana has been investing for a few years now as well. She wanted to pick my brain about investing for beginners and share that knowledge with her audience on her YouTube channel. If you have the desire to build an investment portfolio, I hope that my stock investing advice will help you get started. Below are the questions she asked me and my answers. Let's dive in!

At what point should people start to consider seriously investing?

I'm not an expert investor or a financial advisor but I will share my investing experiences. There is still a lot that I don't know or understand. I would call myself an intermediate investor. It's important that you understand the risks involved with investing. At the end of the day, you're responsible for your investment decisions.

First, you need to know what your goals are with regards to investing. Are you investing for your retirement? If that's your goal, you will have a different strategy and mindset behind your investment decisions, versus if you're investing for the short-term.

Second, you need to know what your threshold for risk is. Are you more conservative with your money or are you someone who is younger and willing to take more risks? This will determine what kind of investment vehicle you will pursue, whether that's real estate, stocks, or bonds. You also want to make sure that you have money put aside to invest, otherwise known as a cash reserve.

When it comes to investing, don't invest your life savings.

That's not intelligent. The worst position to be in is when you need money to pay your rent or mortgage and you have to sell your investments to get that money. This is why I recommend saving 3-6 months' worth of your monthly expenses. This is money that you never touch or invest in.

I make my money primarily through my business, which provides me with cash flow to support myself and invest over the long-term. If you're an eCommerce entrepreneur, you don't want all of your money to be in your business. This is a big mistake that people make.

Yes, you want to reinvest money back into your business, but you also want to pay yourself. I don't worry when the market drops. There is always a correction in the market, where it drops to 10-20%. This provides an excellent opportunity to buy more stocks at a cheaper price. When you're a long-term investor, you don't worry about a correction.

What are the different types of investments?

First, there is real estate. You can't ever go wrong with investing in real estate. Over the long-term, any land will always appreciate in value. However, more of your money will be tied up in one or more properties. Hence, it's a lot harder to liquidate that.

On the other hand, you can buy stocks. These are any public companies that are listed on the stock exchange. All of their financials are public information. Thus, you can look at their balance sheets and see what their profits are before you invest in them.

You don't have to be a genius to invest in stocks.

Rather, you can just invest in a Jeff Bezos or an Elon Musk. What I love about investing in stocks is that I can diversify a lot easier than I can with real estate. I can own a variety of companies across many different sectors, whether that's technology, consumer goods, retail or financial companies.

Beyond stocks and real estate, there are government, corporate, and junk bonds. Government bonds are known as fixed-income investments. They are not as risky as buying individual stocks. Junk bonds are similar to startup companies. There is a higher risk associated with them, but you can make more money from them.

Index funds are similar to mutual funds, but they are not actively managed. Rather, they're more of a passive investment. The S&P 500 consists of the top 500 companies in the U.S. You can buy individual stocks, but there's more risk involved. This is why people invest in index funds.

You can buy one stock that owns the top 500 companies in the U.S. Thus if one of those companies suffers, your investment will be fine because you will still own a broad array of industries. I love Vanguard, which is a type of ETF, or exchange-traded fund. They have the lowest fees.

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